Financial Independence Roadmap
Learn how I manage my finances, think about enough, and plan for financial independence. Use the budget template and calculator to work through your own numbers.
Applicable to everyone, and especially useful when your life is location-independent, your income changes month to month, or your money spans currencies and countries.
Watch the course introduction.
The system I built at 30 helped me reach financial independence by 37.
This course is about building your personal business model and financial operating system toward financial independence. It's the system I created and used myself, leading me to financial independence by 37 while I was still broke at 30.
It's applicable to everyone, but especially powerful for anyone whose life doesn't run on one country's default assumptions about saving, spending, and "enough."
This isn't theory. It's the exact system I use myself, taught the same way I'd walk a friend through it.
Four lessons, with the context to use them well.
Six chapters: an introduction, four lessons, and a closing review, with videos and tools to work through your own finances.
Welcome & What This Is
An introduction to the course, what it covers, and the difference between financial education and personal advice.
Your Financial Operating System
How to organise your finances, including when you use multiple banks or live and earn across countries.
The Psychology of Enough
Explore what enough means for you and how to use money to support your life, drawing on the ideas in Die With Zero.
The (Nomad) Budget Template
A working budget and tracking system that works for everyone, including people with irregular, mobile, or multi-currency income.
The Financial Independence Roadmap & Calculator
A full walkthrough of the calculator, how it was built, and how to use four scenarios to understand your own numbers.
What's Next
Review what you have learned and consider the next steps for your own finances.
A system you can actually keep using.
Your operating system
A monthly method for tracking your finances, investments, and cash flow.
A definition of enough
A more deliberate way to think about accumulation, freedom, and using money while it still has value to your life.
A working template
The downloadable CLA finance and budget template, ready for you to copy and adapt to your own numbers.
Your roadmap
The Financial Independence Roadmap calculator, four scenarios, and a reusable AI-guided prompt for more complex situations.
Want to go through the material on your own, or talk it through with me directly?
Either way, you're covered.
Build the system at your own pace
- Intro, all four lessons, and debrief
- Lifetime course access
- Downloadable budget template
- FI calculator and walkthrough
Run your numbers, then talk them through
- Everything in Course
- A one-hour private call with Daniel
- Book directly after purchase
- Bring the questions you want to discuss
Whatever you pay for this course today is credited toward the full Freedom Systems course when it launches, giving you a discount if you decide to continue with the full course.
This is one piece of Freedom Systems, part of the larger six-dimension Conscious Life Architecture framework I'm building out.
The rest is on its way. You can join the list through the main Freedom Systems course page if you'd like to hear when it launches.
Read about Freedom SystemsThis course is education, not personalized financial, tax, or legal advice. Its purpose is to show you how these systems work so you can use them to your own advantage, not to tell you what to do with your specific situation. The 1:1 session is a conversation, not a substitute for licensed financial or tax advice. Always verify anything specific to your situation with a qualified professional.